Bajaj Finserv House Mortgage

Bajaj Finserv house mortgage is the one cease answer for all of your housing wants. If you wish to buy, assemble, or renovate a house, you will get finance from Bajaj Finserv simply with easy procedures and minimal documentation.

Bajaj Finserv affords house mortgage at decrease rate of interest from 6.9% with mortgage quantity of as much as Rs.3.5 crore. It comes with the versatile mortgage tenure of as much as 20 years, annual tax advantages and highest top-up mortgage as much as Rs.50 lakh. With PMAY’s curiosity subsidy, it can save you as much as Rs.2.67 lakh.

What are the options and advantages of Bajaj Finserv House Mortgage?

Bajaj Finserv house mortgage comes with the next options and advantages.

• Property File facility out there
• No part-payment or foreclosures prices
• Versatile reimbursement tenure as much as 20 years
• On-line account administration
• Personalized insurance coverage schemes for household safety

Curiosity Fee 6.9% onwards
Mortgage Quantity As much as Rs.3.5 crore
Mortgage Tenure As much as 20 years
Processing Price

Salaried: As much as 0.80% of the mortgage quantity

Self-employed: As much as 1.20% of the mortgage quantity

Penal Curiosity As much as 2%
Fee Packages Mounted/Floating

What’s the rate of interest for Bajaj Finserv House Mortgage?

The rate of interest could differ for every house mortgage scheme supplied by Bajaj Finserv. In line with the employment kind, the rate of interest could fluctuate.

Bajaj Finserv House Mortgage Schemes Curiosity Charges Salaried Self-Employed
Mortgage for Land Buy 9.05% -10.30% 9.35% – 11.15%
Prime Up Mortgage 9.05% -10.30% 9.35% – 11.15%
House Building Mortgage 9.05% -10.30% 9.35% – 11.15%
Joint House Mortgage 9.05% -10.30% 9.35% – 11.15%
House Mortgage for Ladies 6.9% onwards –
House Mortgage for Advocates 6.9% onwards –
House Mortgage for Financial institution Workers 6.9% onwards –
House Mortgage for Authorities Workers 6.9% onwards –

What are the house mortgage schemes out there in Bajaj Finserv?

Bajaj Finserv affords big selection of house mortgage schemes with which you’ll select in response to your requirement.

1. Mortgage for Land Buy

This mortgage is right to purchase a resale plot or to buy a land by means of direct allotment.

• Excessive worth of mortgage quantity as much as Rs.3.5 crore
• Fast and simple mortgage disbursal
• Versatile mortgage tenure as much as 20 years
• Unique stability switch facility
• Prompt mortgage approval inside 5 minutes
• Tax advantages out there

2. Prime Up Mortgage

That is an unique financing choice for bills other than those lined by the house mortgage.

• Enticing rate of interest
• Fast and simple mortgage with none additional documentation
• Excessive worth of mortgage quantity as much as Rs.50 lakh
• No restriction in utilization
• Foreclosures and part-prepayment facility out there
• Tax advantages out there

3. House Building Mortgage

This mortgage is right for development of home on a vacant plot.

• Excessive-value financing as much as Rs.3.5 crore
• Straightforward reimbursement tenure
• Fast mortgage approval
• Sooner mortgage disbursement inside 72 hours
• Excessive-value top-up mortgage
• Tax advantages out there

4. Joint House Mortgage

It’s a secured mortgage that may be availed together with a co-borrower.

• Low rates of interest
• Excessive financing as much as Rs.3.5 crore
• Steadiness switch facility out there
• Excessive-value top-up mortgage at nominal charges
• Tax advantages out there
• Fast mortgage approval and disbursal

5. House Mortgage for Ladies

This house mortgage is completely meant for girls.

• Excessive mortgage quantity starting from Rs.30 lakh to Rs.3.5 crore
• Zero part-prepayment and foreclosures prices
• Lengthy tenure as much as 25 years
• Minimal documentation
• House mortgage stability switch facility out there

6. House Mortgage for Advocates

This house mortgage is completely meant for advocates, both working in a personal firm or personal apply.

• Excessive mortgage quantity starting from Rs.30 lakh to Rs.3 crore
• Zero part-prepayment and foreclosures prices
• Lengthy tenure as much as 20 years
• Minimal documentation
• On-line account administration

House Mortgage for Financial institution Workers

This house mortgage is completely meant for financial institution workers.

• Excessive mortgage quantity starting from Rs.30 lakh to Rs.10 crore
• Zero part-prepayment and foreclosures prices
• Lengthy tenure as much as 25 years
• Minimal documentation
• On-line account administration

House Mortgage for Authorities Workers

This house mortgage is completely meant for presidency workers.

• Excessive mortgage quantity starting from Rs.30 lakh to Rs.10 crore
• Zero part-prepayment and foreclosures prices
• Lengthy tenure as much as 25 years
• Minimal documentation
• On-line account entry

House Mortgage for Personal Workers

This house mortgage is completely meant for personal workers.

• Excessive mortgage quantity of Rs.10 crore
• Flexi hybrid house mortgage facility
• Zero part-prepayment and foreclosures prices
• Lengthy tenure as much as 25 years
• On-line account administration

Pradhan Mantri Awas Yojana

For house loans taken below PMAY scheme, you’re going to get curiosity subsidy of as much as 6.5%. People together with EWS, LIG, MIG I, MIG II, Ladies, SC, ST and OBC are eligible for this scheme.

What’s the eligibility required to avail Bajaj Finserv House Mortgage?

The eligibility standards required to avail house mortgage in Bajaj Finserv are easy and any Indian resident with good monetary profile can avail house mortgage in Bajaj Finserv simply. The eligibility standards could differ for salaried and self-employed people. Among the eligibility standards required to avail Bajaj Finserv house mortgage are given under.

Eligibility Standards Salaried Self-Employed Nationality Resident Indian Resident Indian Age 23 – 62 years 25 – 70 years Work Expertise/Enterprise Continuity 3 years or extra 5 years or extra Most mortgage quantity Rs.3.5 crore Rs.3.5 crore Minimal Wage Rs.25,000 Rs.25,000 Minimal CIBIL rating Minimal 750 Minimal 750

Learn how to calculate Bajaj Finserv House Mortgage Eligibility?

With Bajaj Finserv House Mortgage Eligibility Calculator, you may simply calculate how a lot mortgage quantity you will get based mostly in your wage, tenure, and EMI. Other than this, different elements corresponding to your present age, location, credit score rating, whole work expertise and different month-to-month obligations additionally determines your property mortgage eligibility. To calculate your property mortgage eligibility, observe the straightforward steps given under.

Step 1: Go to Bajaj Finserv House Mortgage Eligiblity Calculator web page.

Step 2: Enter the small print corresponding to your date of beginning and choose your metropolis, internet month-to-month wage, tenure, different month-to-month revenue and present EMIs or month-to-month obligation if any. Click on ‘Test your Eligibility’

Step 3: After getting supplied all these particulars, the house mortgage quantity you may avail from Bajaj Finserv will seem on the display screen.

Learn how to calculate Bajaj Finserv House Mortgage EMI?

Bajaj Finserv House Mortgage EMI Calculator lets you calculate the EMI which you must pay for the house mortgage quantity. With this on-line software, you may simply calculate the EMI by getting into the mortgage quantity, tenure and fee of curiosity. To calculate EMI, simply observe the straightforward steps given under.

Step 1: Go to Bajaj Finserv House Mortgage EMI Calculator web page

Step 2: Choose the mortgage quantity, tenure and fee of curiosity.

Step 3: After getting supplied all these particulars, the full curiosity payable, whole fee (principal and curiosity) and residential mortgage EMI per thirty days will seem on the display screen.

What are the paperwork required to use for Bajaj Finserv House Mortgage?

In an effort to apply for house mortgage in Bajaj Finserv, you must submit the next record of paperwork.

Proof of Id (anybody)

• PAN card
• Driving License
• Passport
• Voter ID

Proof of Tackle (anybody)

• Aadhaar card
• Voter ID
• Driving License
• Passport
• Utility Payments

Earnings Proof (Salaried & Self-Employed)

• Kind 16 or newest wage slips
• Final 6 months checking account statements

Different Paperwork

• Passport dimension picture
• Proof of 5 years of enterprise continuity (For self-employed people)

Bajaj Finserv House Mortgage – Essential Hyperlinks

• To use for Bajaj Finserv house mortgage, click on right here
• To trace your Bajaj Finserv house mortgage utility standing, click on right here
• To find your nearest Bajaj Finserv house mortgage department, click on right here

Bajaj Finserv House Mortgage Buyer Care

You possibly can contact Bajaj Finserv house mortgage buyer look after queries relating to house mortgage. The shopper care contact particulars are given under.

Name Bajaj Finserv house mortgage toll-free quantity +91 8698010101
Give Missed name +91 9810852222
Write E mail https://www.bajajfinserv.in/reach-us
Ship SMS HELP to 9227564444
Write to Bajaj Finserv Company Workplace 4th ground, Bajaj Finserv Company Workplace, Pune – Ahmedabad Street, Viman Nagar, Pune – 411014